When I get older losing my hair,
Many years from now.
Will you still be sending me a valentine
Birthday greetings bottle of wine.

If I’d been out till quarter to three
Would you lock the door,
Will you still need me, will you still feed me,
When I’m sixty-four.

You’ll be older too,
And if you say the word,
I could stay with you.

• Sir Paul McCartney while lead vocalist of The Beatles

The Royal Fidelity sponsored CFA lecture entitled “Is Retirement Past Its Prime?” drew an attentive audience, as Mr. Falk fascinated listeners with his ideas on the feasibility of the retirement process.